Payment processing with a person behind it

Merchant Services Should Be Personal.

Fair pricing. Better technology. No long-term processing contracts. When you need help, you’ll speak directly with the person responsible for your account.

Get a free processing review Call Aquilino

No obligation. No pressure. Just an honest review.

✓ No long-term contract✓ Direct support✓ Stable pricing

Business professional presenting a growth chart

19 yearshelping merchants make better payment decisions

19 yearshelping business owners

One callto reach your account contact

0 yearsrequired in a processing contract

12 monthsavailable equipment financing

A different kind of processor

You shouldn’t have to chase down help.

Most processing relationships become impersonal after the application is signed. National Merchant Systems is built on service and TRUST.

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Reach the person responsible

Call with a question or problem and speak directly with Aquilino—not an anonymous queue that doesn’t know your business.

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Pricing built for the long term

Clear, competitive pricing designed to stay fair throughout the relationship—not a teaser rate followed by quiet increases.

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Freedom to leave

No long-term merchant processing contract and no cancellation trap. We earn your business by continuing to serve it.

Payments that fit your business

Accept payments wherever business happens.

From a simple countertop terminal to a connected point-of-sale system, we’ll help you choose what makes sense—without overselling you.

Talk through your needs →

In-store payments

Countertop, contactless and mobile acceptance.

Online and invoiced payments

Ecommerce, virtual terminal and payment links.

POS systems

Flexible solutions for restaurants, retail and service businesses.

Cost-management programs

Transparent interchange-plus, cash discount and compliant surcharge options.

Small-business owner using payment technology

Better-fit technology

A POS system should simplify the day—not complicate it.

We help match your workflow to the right hardware and software, from compact mobile devices to complete multi-station systems.

Restaurant ordering, tips and kitchen printing
Retail inventory and employee management
Mobile, curbside and tableside payments
Real support during setup and after launch

Explore POS options →

A practical equipment option

Finance the equipment. Then own it.

When appropriate, Aquilino may personally finance the equipment your business needs for up to 12 months. After the final payment, the equipment payment ends and the equipment is yours.

12 monthly payments$0 equipment payment thereafter1 yr equipment warranty*

*Warranty covers qualifying hardware or operating-system issues, not visible damage or abuse. Terms depend on the approved proposal.

Ask about equipment →

Handshake representing a trusted business partnership

“My goal isn’t simply to sign you up. It’s to make sure you remain confident in your processing partner years from now.”

Meet your account contact

Banking values. Personal accountability.

Aquilino Larrea brought a banking mindset into merchant services: deliver real value, take care of the customer and protect the relationship. For 19 years, he has helped owners reduce processing costs, update their technology and make better decisions about accepting payments.

National Merchant Systems stays intentionally personal. The person who earns your business remains involved in serving it.

Call Aquilino at (305) 776-6006 →

Merchant intelligence